About PaisaCalc

PaisaCalc is a free collection of 30 finance calculators built for Indian users — covering investments, loans and taxes. Our goal is simple: help you make smarter money decisions with fast, accurate tools and clear explanations, without sign-ups or spam.

Why we built it

Most finance calculators are cluttered, slow, or quietly out of date after a Budget or a rate revision. We wanted tools that are quick, easy to read on any device, and — crucially — kept current. Every rate-dependent calculator (income tax, GST, EPF, PPF) shows the financial year and a “verified” date so you know the numbers reflect the latest rules.

How our numbers stay current

We maintain tax slabs, interest rates and GST rates in a single, versioned source and re-check them against official sources on a schedule (for example, around the Union Budget and each quarter for small-savings rates). Calculations that are pure math — like EMI, SIP and CAGR — never go out of date.

What you’ll find

• Investments: SIP, Lumpsum, SWP, PPF, EPF, NPS, FD, RD, CAGR, XIRR.
• Loans & EMI: EMI, Home Loan, Car Loan, Personal Loan.
• Tax & Salary: Income Tax, GST, Salary, Salary Hike, Gratuity.

Get in touch

Suggestions or found an error? We’d love to hear from you — see our Contact page.