PPF Calculator
Public Provident Fund Calculator. Maximize your tax savings with guaranteed returns.
Max allowed is ₹1,50,000 per year
Minimum 15 years, can be extended in blocks of 5 years
Current PPF Interest Rate: 7.1% p.a. (Apr–Jun 2026)
NSI / Min. of Finance · verified 2026-06-30
Total Invested
₹22,50,000
Total Interest
₹18,18,209
Maturity Amount
₹40,68,209
How the PPF Calculator works
The Public Provident Fund (PPF) is a government-backed, tax-free savings scheme with a 15-year lock-in. This calculator estimates your maturity amount based on your yearly deposit, the current PPF interest rate, and the tenure — including compounding.
PPF enjoys EEE tax status: your deposits qualify for 80C deduction, the interest is tax-free, and the maturity amount is tax-free too. The interest rate is set by the government and revised every quarter.
PPF maturity (yearly deposit)
FV = P × [ ((1 + r)ⁿ − 1) / r ] × (1 + r)
P = yearly deposit, r = annual interest rate, n = number of years.
Frequently asked questions
What is the current PPF interest rate?+
The PPF rate is set by the Ministry of Finance and revised quarterly. The live rate used here is shown on the calculator with its verified date.
What is the maximum I can invest in PPF per year?+
₹1.5 lakh per financial year. The minimum is ₹500. Deposits above ₹1.5 lakh do not earn interest or tax benefit.
Can I extend PPF after 15 years?+
Yes. After the initial 15-year term you can extend in blocks of 5 years, with or without further contributions.
Is PPF tax-free?+
Yes — PPF has EEE status: contributions are deductible under 80C, and both the interest and maturity amount are fully tax-free.